This page was established to provide financial advisory services to Malaysians who wish to obtain a personal loan directly from MBSB. To get financial advice and personal loan applications, please contact OUR mobile consultant us at 012-3783952
Why Mobile Consultant Team?
(Mobile Consultant Team which was fully recognized by the MBSB will help the applicant through the 'online' for your personal loan application process.
1. The applicant does not need to MBSB to verify documents.
2. The applicant does not have to queue for an application.
MBSB Personal Loans can help your financial problems: -
1. Completion of Credit Card Debt / Guarantor
2. Overlapping debt of previous loans
3. Shop / Deposit / Renovation New House
4. Marriage Wedding Expenses
5. Education extend your / your child
6. SPT Emergency Surgery
7. Performing Umrah / Hajj
8. Opening / Capital Increase Business
9. Traveling etc..
Qualifying applicants?
The minimum conditions of eligibility is
1. Open for Government Employees & Chartered Bodies
2. 19-58 years old
3. Fixed position (more than 3 months)
4. Basic Salary + Allowance for a minimum of RM700 per month (Fixed)
Package-Package Loan
1. Government Employees - Annual Interest Rate: 4.9% (2-15 yrs) 5.2% (16-20 yrs)
2. Non Civil Servants - Annual Interest Rate: 6% (2-20yrs)
3. Teacher & School Staff - Annual Benefit: 5% (fixed)
4. Staff Board - Annual Interest Method: 5% (fixed)
5. Staff Ministry of Health - Annual Interest Rate (5.5%)
6. Staff & Members of the Police: Annual Interest Rate (5.5%)
Criteria for Loan Package -
1. Blacklist / CTOS / CCRISS / FIS are eligible to apply
2. No Guarantor / Collateral Required
3. Loan Payment is by cutting the Bureau Space (not more than 60%)
4. Maximum Financing RM150, 000
5. Pay-back period of 20 years
6. Percentage of Loan Approval (Payout): 100% of total loans
7. Facilities provided overlapping
Eight. Loan Approval period: 7 day (if the document complete)
9. Your loan would be deposited directly into your account (after loan approval)
Group Family Takaful 10.Insurans available
(Your family does not have to bear your loan if you die)
What is overlapping?
Overlapping is a method in which the applicant is able to resolve the debt / loan balance of your old financial institution with just a personal loan from MBSB. This is because MBSB offers the lowest interest rates in the market over the cooperative banks and others. Therefore the applicant is able to get immediate cash (extra cash) if there are differences in the balance.
Charge-Charge Necessary Services MBSB
Service charge is deducted from the loan amount deposited into your account before you is as follows: -
1. The fee: 2% of total loans
2. Stamp duty: RM50
3. Insolvency Department: RM12 (for review the status of bankrupt you)
4. Amanah Raya Berhad: RM350
5. Takaful insurance (per age and amount of loan)
6. 1 month security deposit (refundable after the expiry of the loan)
For your attention, MBSB does not appoint any agency or consultant who charge additional charges other than the above above. Please report to us if there are any additional charges imposed by any party.
Forms & Documents
To ensure your application is approved immediately, the following documents required for processing purposes: -
1. 1 x Form Loan Application (completed)
2. 1 x Form Bureau of Space 1 / 79 (completed)
3. 1 x Job Confirmation Letter (letterhead of employer / department)
4. 3 x copies of both sides MyKad
5. 3 x copies of TNB bill / Astro / TM / congratulation
6. 3 x 3 months salary slip (Original)
7. 3 x 3 months salary slip (copy)
8. 3 x Copies of the EA
9. 3 x copies of Form J
10. 1 x copy of Birth Certificate (for staff members and the Police only!)
11. 1 x Old Loan Statements (for overlapping)
Note,;all documents mentioned above should be stamped and certified by the Head of Department.
